What’s the Difference Between SSDI and SSI?

What’s the Difference Between SSDI and SSI?

If you are disabled, you most likely qualify for disability benefits. There are two forms of benefits you may be eligible for: SSD and SSI. Although they are similar, there are some notable differences between the two. So what’s the difference between SSD and SSI? The main distinctions are associated with the individual’s income and how each program is financed.

SSD vs. SSI: What’s the Difference?

Those who receive SSD benefits are hindered from engaging in their normal occupation due to a severe physical or mental impairment. To qualify, the disability must be expected to last for a duration of at least one year or result in death. SSD benefits can not only be paid to the disabled individual but also to their dependants. SSI benefits, on the other hand, are reserved for those with a very limited income. If you have a low income and are 65 years of age or older or a disabled adult or child, you are eligible for SSI benefits. SSD is funded by Social Security taxes while SSI is funded by revenues collected by the Treasury department.

Learn More About SSD and SSI From Grech Law

Now that you’re aware of the difference between SSD and SSI, you may be wondering if you qualify for benefits. To determine whether or not you qualify for SSD or SSI benefits, ask yourself the following questions:

  1. Am I already receiving Social Security benefits?
  2. Will I be out of work for at least 12 months?
  3. Do I currently have a job?
  4. What is the date of the last time I worked?
  5. Am I currently receiving medical treatment?

If you want to learn more about the differences between SSD and SSI and whether or not you qualify, contact Grech Law Firm today. From beginning to end, we are with you every step of the way.