Workers' Compensation is the system Michigan uses to provide wage replacement, medical expenses, and work rehabilitation benefits to employees who are hurt on the job.
Prior to 1912, when the Workers' Compensation Act was passed in Michigan, if an employee was hurt on the job, they could file a civil or tort action against their employer, much like any other person who is injured such as a slip and fall or automobile accident. With this, you had to show that the employer was negligent to recover anything.
In 1912, Michigan passed the Workers' Compensation Act where an employee who is hurt on the job no longer has to prove negligence on the part of the employer. This "no-fault" system was designed so that any employee who is hurt while working must be compensated by the employer, regardless of any fault.
Almost all employers in Michigan are now required to have Workers' Compensation coverage. This includes both public and private employers. There are several small exceptions to this.
If you are hurt on the job or while working, your injuries, the medical expenses associated with those injuries, your lost wages, and any rehabilitation expenses should be covered under the Workers' Compensation Act.
If you have been hurt at work and your employer has denied you workers' compensation, contact my office for a free consultation.