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What To Know About Social Security Disability Payments

Dec. 10, 2019

Social Security will pay you and certain family members if you have worked long enough and have a medical condition that has prevented you from working or is expected to prevent you from working for at least 12 months. Obtaining Social Security disability payments can be a daunting task and going through the process alone may leave you with many questions.

Social Security Disability Payments Eligibility

Your Social Security disability eligibility works on the same credit system as retirement payments but the rules for eligibility are slightly different. Below are a few eligibility requirements determined by the Social Security Administration:

  • The eligibility for these payments depends on how old you are and when you became disabled.

  • A person will not meet the requirements if they are able to work and earn more than $1,000 a month.

  • Your disability must be considered severe enough that it affects your everyday work-related activities.

For more information on how the Social Security Administration will determine your eligibility, please visit our Do I Qualify? page.

How Much In Social Security Disability Benefits Can I Get?

The Social Security Administration has a complex system of determining benefits for each person and every individual’s benefits package is different. The amount you receive each month will be based on your average lifetime earnings before your disability began. It is not based on how severe your disability is or how much income you already have.

Social Security disability payments are based on the amount of income you have paid on your Social Security taxes called “covered earnings”. According to, Most SSDI recipients receive between $300 and $2,200. The average SSDI payment in 2014 is $1,148 and the maximum disability benefit in 2014 was $2,642. Disability payments will start only after you have been disabled for five months, and they continue until your condition has improved enough to start working again. If you are still receiving Social Security disability payments by the time you reach full retirement age, your payments switch over to retirement benefits.

Will I Get Taxed On My Social Security Payouts If I Am Retired?

If you receive Social Security disability benefits while retired, it is possible that your payments will be taxed depending on how much other income you receive. You generally will not be taxed if your income is less than $25,000 if you are single or $35,000 if you are married.

Justin Grech, Your Social Security Disability Lawyer

Because the process of gathering your paperwork, applying and receiving your Social Security disability payment can be very confusing and complicated, it would be in your best interest to seek the help of a Social Security disability lawyer. At Grech Law Firm, we are here for you throughout the entire process. With many large firms, you do not get the one-on-one attention that is required. Justin Grech will sit down with you to answer all of your questions, help you apply for your benefits and make sure that you get all that you deserve. Give us a call at (586) 203-3125 to get started today!