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Knowing whether or not you can apply for SSI can be confusing. Supplemental Security Income is a disability program designed for those who demonstrate financial need as a result of a disability, which prevents them from getting gainful employment. In some cases, non-disabled people over the age of 65 may apply for SSI as well. SSI may also be available to children with certain disabilities.
Physical Qualifications
To be able to apply for SSI, you must demonstrate that you are both completely disabled and that you do not have other means of monetary support. Completely disabled means that you cannot physically complete work that you have done in the past and work that you may train for in the future.
Financial Qualifications
Before you apply for SSI, it is important to understand the financial qualifications of the program. To qualify, you must not own more than $2,000 worth of total countable assets. Countable assets are considered to be anything of value that you own except for your house and automobile. Your assets include things like your money in savings and checking accounts, secondary vehicles, cash value in life insurance policies and IRA’s and other retirement accounts. If you are both disabled and can demonstrate a financial need, you may apply for SSI.
Time to Apply!
If you are ready to apply for SSI, there are several ways that you can go about doing this. Application methods include:
- Contact the Social Security Administration at 1 (800) 722-1213 to complete an application over the phone.
- Visit your local Social Security office to apply in person.
- Contact Grech Law at 1 586-203-3125 to clear up any confusion that you may have and to complete the SSI application.
If you want to learn more about Social Security disability benefits, consider Grech Law Firm your resource. We will help you determine whether or not you qualify, guide you through the application process and point you in the right direction if you happen to get denied.