Filing for Social Security Disability benefits is a multi-step process that begins with understanding your options and preparing your documentation. Here’s what you need to know to get started. Before filing, identify which program applies to you. SSDI is for workers with a sufficient work history and Social Security credits. SSI is for individuals with limited income and resources, regardless of work history.
Some people are eligible for both. Understanding the distinction helps ensure you apply for the right program or programs. Gather your documentation before you begin the application. For SSDI, you’ll need your Social Security number, proof of age, information about your medical conditions and all treating providers, a complete work history for the past 15 years, and recent W-2 forms or tax returns if self-employed.
For SSI, add documentation of your income and assets including bank statements and information about any property you own. You can file online at ssa.gov, by calling 1-800-772-1213 to schedule a phone appointment, or by visiting your local Social Security office in person. Online filing is available for SSDI; SSI applications generally require a phone or in-person appointment. After you file, your application goes to Michigan’s Disability Determination Services for review.
Initial decisions take roughly three to six months. During this time, DDS may contact you for additional records or to schedule a consultative examination. Responding promptly to any requests prevents unnecessary delays. If your initial claim is denied — which is common — you have 60 days to appeal. Acting within that window is critical; missing the deadline can mean starting over.
Our team at Grech Law Firm Attorney & Counselor guides Michigan residents through the filing process from start to finish. Contact us for a free consultation.
