Most initial SSDI applications are denied, and many of those denials come down to a handful of recurring issues. Understanding the most common reasons for denial — and taking steps to address them before you apply — can meaningfully improve your chances of approval. Insufficient medical evidence is the leading cause of SSDI denials. The SSA requires documentation that clearly establishes both the existence of your condition and how it limits your ability to work.
If your records are sparse, outdated, or don’t describe your functional limitations in detail, the SSA may conclude that you don’t meet the disability standard. Gathering complete, current medical records from all treating providers before applying is essential. Earning above the substantial gainful activity (SGA) threshold while claiming disability is another common issue. If you are working and earning more than the SGA limit at the time of your application, the SSA will generally find that you are not disabled regardless of your medical condition.
Understanding how part-time work and self-employment affect your eligibility is important before applying. Failure to follow prescribed treatment can result in denial if the SSA determines that your condition would improve with treatment you’re not pursuing. If you have medical or financial reasons for not following a treatment plan, those reasons should be documented. Not cooperating with the SSA’s requests — such as failing to attend a consultative examination or not responding to requests for additional information — can result in a denial based on insufficient evidence.
Prompt responses to all SSA communications keep your claim moving forward. A history of short-term jobs, frequent job changes, or limited work credits can create challenges in establishing both eligibility and the inability to perform past work.
Our team at Grech Law Firm Attorney & Counselor helps Michigan applicants identify and address potential weaknesses in their claims before submission. Contact us for a free consultation.
